We may use third-party analytics services to understand and improve the use of the ACM Service and our emails and other communications. We may also use third-party services to serve advertisements when you use the ACM Service and/or when you use other websites and services, and to send informational and marketing emails. These services may collect your personal identifiers (such as your IP address, device and browser identifiers and characteristics, and cookie information) and web browsing activity by placing cookies and using similar technologies. See “Information We Collect Automatically Using Cookies, Web Beacons, and Similar Technologies” above for more information about cookies and how we use them. Third parties that administer these services may use the information they collect to provide us with analytical information that we use to improve the ACM Service and our emails and other communications. They may also use the information they collect to provide you with advertising, to show you content on other websites and services, and/or to combine the information they collect with information they have collected elsewhere. ACM does not sell, rent or exchange the email addresses of its members and customers. If at any time you decide that you no longer wish to receive any of the emails described above, you may do so by using the unsubscribe instructions at the bottom of each email. Some parts of the CMA website, particularly the CMA Digital Library, require an ACM web account for members and visitors. To create an account, ACM members and customers must provide their name, membership number (if applicable) and email address. They will be assigned a “username” (which they can change) and will be asked to create a password and provide the day and month of their birth (for account verification purposes). We share the personal information described above with service providers (including, for example, affiliates, technology providers, referral partners, data hosting services, email and other communication providers and marketing agencies) who provide services to you and us, including assistance in sending offers of our products and services, E-mail management, ACM service maintenance and analysis, and ACM service improvement. We may also share personal information with service providers who provide us with fraud detection and security services that help us keep the ACM Service secure.

We require service providers to only use personal data for the purposes set out in our agreements. If you do not wish to receive marketing communications from Atlantic Coast Mortgage, you may unsubscribe by contacting us using the contact information set out under “Contact Us” below, by using the unsubscribe feature in one of our emails, or by logging into your account and changing your preferences if you are an account holder. If you unsubscribe, you may continue to receive administrative messages, satisfaction surveys, and communications necessary to provide them to you. From time to time, ACM may send emails to members or other visitors to the Site, such as: You may withdraw your consent for us to share your personal information with our Value Plus partners at any time. To do this or update your mail tolerance, you must contact ACM Member Services by phone: +1-212-626-0500, 1-800-342-6626, fax: +1-212-944-1318 or email: acmhelp@acm.org. You can also go to myacm.acm.org. We may disclose personal information about you to law enforcement agencies, courts, our attorneys and other consultants, and others involved in legal proceedings, if we are required to do so by law or if we determine in good faith that disclosure is necessary to enforce our rights, to enforce our Terms of Use www.atlanticcoastmortgage.com/terms-of-service/, to comply with the law or to protect you; we, other users of the ACM Service or others. ACM only collects personal data that is relevant to its business and strives to ensure that personal data is accurate and up-to-date. Personal information collected by ACM may include: your name, address and contact information, including your email address and telephone number, age group, gender, whether you identify as a member of an underrepresented group and have a disability.