Rocket Lawyer offers DIY legal documents similar to LegalZoom, but includes many services at no additional cost if you purchase a subscription that also gives access to Rocket Lawyer`s network of lawyers. Rocket Lawyer`s free 7-day membership is a risk-free way to explore the services available, after which the monthly subscription costs $39.99. Discounts of up to 40% apply when you hire a lawyer from Rocket Lawyer`s on-call network, and several extras are associated with membership, including free business creation for new members. MetLife Legal Plans offers a range of plan options, including customized legal plans for employers with more than 3,000 eligible employees. The legal plan offers a consulting advantage for most personal legal matters. In addition, many personal legal issues are fully covered. For a list of services fully covered by your company`s legal regime, please register or call the Customer Service Centre at 800-821-6400. The following are excluded from all plans: Many plans cover the claims of the insured as well as their spouse or life partner. Children may also be covered up to the age of 18; Students may have coverage available up to the age of 25 with certain plans. However, coverage is limited to personal legal needs. If your legal case concerns your business or professional actions, coverage may be excluded.

Signing up for a legal plan is like having a lawyer by your side. If you use a network lawyer for the services covered, all attorneys` fees will be covered by the legal plan. Payments for the plan are made through practical payroll deductions. Most companies take out general liability insurance to cover slip and case claims, but anyone who claims to be an expert in their field should also consider professional liability insurance. You can also visit the Covered Services section to see examples of legal issues covered. This type of legal protection for businesses can be extremely valuable, especially if your business operates in an industry that is highly vulnerable to litigation, such as manufacturing a product that could potentially lead to injury. In addition to our selection below, check with your employer to see if they offer legal expenses insurance as a benefit. Many legal insurers only block coverage through brokers or group coverage plans. Legal insurance costs less than most life insurance policies and much less than home or auto insurance.

Plan costs range from around $0.50 per day to around $1 per day for most plans. Most providers offer 2 or more plans, with top-tier plans offering more coverage or lower costs for coverages that are not fully paid for by the plan. Group Legal Plans provided by MetLife Legal Plans, Inc., Cleveland, Ohio. In some states, group benefit plans are provided through insurance coverage underwritten by the Metropolitan General Insurance Company and Affiliates, Warwick, RI. Some services are not available in all states. No services, including consultations, are provided for: (1) employment-related matters, including benefits or statutory benefits; (2) matters relating to the employer, MetLife and affiliates and lawyers specializing in the plans; (3) matters in which there is a conflict of interest between the employee and the spouse or dependants, in which case services for the spouse and dependants are excluded; (4) class actions and actions; (5) agricultural and commercial matters, including rental issues, if the participant is the owner; (6) patent, trademark and copyright issues; (7) fees and fines; (8) frivolous or unethical matters; (9) Matters for which a client relationship exists before the member is entitled to benefits under the plan. For all other personal legal matters, an advisory and support service is provided. For some questions, additional representation is also included.

For more information, see your plan description. MetLife is a registered trademark of MetLife® Services and Solutions, LLC, New York, NY. Legal expenses insurance is one of the many ways to protect your business from unexpected costs, but is it good for your business? Find out what it is and what it covers. You may be familiar with LegalZoom as a DIY legal document provider, but LegalZoom also offers an affordable prepaid legal plan. Available at $9.99 per month for a 12-month commitment or $11.99 per month for a 6-month commitment, you have access to Yes, MetLife Legal Plans encourages members to use the plan to resolve as many legal issues as possible, even if they are already existing issues. The only pre-existing cases that are not covered are those for which you hired a lawyer before you were eligible for plan benefits. 1 Average monthly rate for the legal MetLife plan. Average hourly rate of $370.00 based on years of legal experience, National Law Journal and ALM Legal Intelligence, Survey of Law Firm Economics (2018).

Affordable franchises. Deductions for legal fees can range from $0 to hundreds of dollars. In the latter case, you should carefully check the coverage and monthly costs. You may find that most small claims are not covered at all due to the deductible. As one of the most well-known legal insurers, LegalShield offers coverage for a variety of legal matters. However, some types of legal issues are only offered as a discounted service, such as DUI/DWI, bankruptcy, and contested divorce. Some other services may be limited by the number of hours covered, such as defending representation in the event of a dispute. The number of hours covered increases with each year of membership to a maximum of 300 hours for process defense.